House Update

Ask and it will be given to you; seek and you will find; knock and the door will be opened to you. For everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened. Matthew 7:7-8

So 37 houses and 8 offers later, I think we might have a breakthrough! After loosing 2 houses due to the fact that we did not have 20% down and being outbid on the rest, someone has decided to take a chance on us. Last Saturday we saw a cute house that had been completely redone since 2005. We thought it was very nice and we casually put an offer on it (like we did on quite a few houses). Well on Thursday we got a call saying that the sellers had picked us even though there were many offers that were much higher than ours. So why did they pick us? Well our real estate agent had written a nice letter about us and what we do and included a picture on the front of every offer. Most of the times it didn't make a difference because they were banks looking at the offers and all they want to see are hard numbers. The seller of this house saw our picture and story and said they wanted us to have the house! Isn't that amazing. We took the night to talk and pray about it and the more we thought about it the more we said "this is of God, this is a gift from Him." This is what we have been praying for, for one person to notice us out of many different offers. Some houses we were one of 16 or even 30 offers. I don't know how many offers were put on this house, but I know there were a few that were quite a bit more than ours.
Now comes the tricky part. The house is a short sale and it is standard to order a BPO for the property. What that means is that they must have someone come out and see the house to estimate the value of the house. If the house is valued way over what the offer on the house is, the bank can decline it and say you need to take a higher offer. This is where we really need to pray. Our real estate agent said to me today" get everyone you know and have them pray for you." So I am reaching out the best way I know how. Will you please pray for Chad and myself. Pray that God speaks to everyone that needs to be spoken to. Pray that we get locked into a low interest rate. Pray that there are no difficulties and it is a quick process. Because it is a short sale it could take 60 days to close rather than the standard 30. However we know that our God can do anything. They usually don't order someone for a BPO for 2-3 weeks, in this case it was ordered in a mere day. God knows what we need. Every other house we looked at needed some sort of work. Who is to say that we will have the money to do what we want to it after surrendering a big chunk of our savings to our down payment. God is good and I know he has heard our prayers for the last 16 months. He knows the desires of our hearts and I cannot wait to see if this is what He really has for us. If it isn't, I know it will be hard but that must mean there is something better. Thank you for your prayers. The more people praying the better. And of course if you ever need the favor returned, please let us know!
In Him,
Chad and Vanessa Floyd